Policies

English
  1. Terms of Service
  2. Mobile Terms
  3. Cardholder Agreement
  4. Credit Card Fee Disclosures
  5. Cashback Program
  6. Academy Bank Deposit Account Agreement
  7. Deposit Account Agreement Rates and Fees
  8. Electronic Communication Agreement
  9. Atlas Privacy Policy
  10. Smart Save Terms
  11. New Member Reward Program
  12. Atlas Reward Programs
  13. Rent Reporting Terms of Service for Renters
  14. Rent Reporting Terms of Service for Property Managers
  15. Credit Score Guarantee Terms and Conditions
  16. Academy Bank Privacy Policy
Spanish
  1. Terms of Service
  2. Mobile Terms
  3. Cardholder Agreement
  4. Cashback Program
  5. Fee Disclosures
  6. Electronic Communication Agreement
  7. Smart Pay Agreement
  8. Privacy Policy
  9. New Member Reward Program
  10. Rent Reporting Terms of Service for Renters
  11. Rent Reporting Terms of Service for Property Managers
Other
  1. Dwolla Account Terms of Service
  2. Dwolla Privacy Policy
  3. Evolve's Customer Account Terms
  4. Evolve's Privacy Policy
  5. Licenses

Blog

Careers

Policies

Support

Atlas © Exto Inc. doing business as Atlas, Atlas Application, Atlas Card, Exto Labs is a financial technology company, not a bank.

Customer accounts are subject to Atlas's partner Dwolla's terms of service. Dwolla is a partner of Evolve Bank & Trust, member FDIC.  The Atlas Card is issued by Patriot Bank N.A. and pursuant to a license from MasterCard® International Incorporated. Lending services are provided by Atlas.