CAREERS

Work at Atlas

We're passionate about accelerating financial empowerment.

Over 100 million Americans are underserved by the current financial system. The result is often poor access to credit, exorbitant fees, and diminished ability to invest in their futures to realize their full potential. Without equitable access to credit it is harder to attend your dream college, balance academic coursework with part-time work, buy a car to commute to a better job, pursue your entrepreneurial passion, or buy a home in a great school district.

Equitable access matters, and we want to create a more level financial playing field. We believe better products can make our system work better for everyone, and unleash an incredible wave of prosperity and productivity. The technology to unleash this latent potential exists. We just need to bring it to life. We can't think of a more important use of our product and technology skills.

We're a seasoned product and engineering team with past experience at Microsoft, Amazon, Facebook, and Thumbtack. We're always on the lookout for exceptional talent. Join us and help us accelerate financial empowerment for the next generation.

Don't see a perfect fit below? Tell us how you can help accelerate our progress, and we might be able to craft a unique role for you.

Data Science and Analytics Lead (Product)

About Atlas 

At Atlas, our goal is to accelerate financial empowerment. We’re focussed on over 100M Americans who are underserved by the current financial system. By making it easier to access credit and premium card rewards, we believe we can make the system work better for everyone and unleash greater prosperity and productivity. We see a massive opportunity for impact though better products. We're off to a strong start and have been growing almost 100% a month since we launched 12 months ago.

We are a product and technology obsessed team with past experience at Facebook, Amazon and Goldman Sachs. We’re growing quickly as a team and business. Join us and help us build a modern credit card product built around digitized income, asset and liability data.

About the role

As a Data Science and Analytics Lead (Product), you’ll partner with product and engineering leaders in shaping the strategy for Atlas. Own the Data science/ growth marketing function. 

Responsibilities: 

  • Applying expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how Atlas users interact with our products
  • Develop data pipelines that convert noisy core datasets into powerful signals of user behavior
  • Partner with Product and Engineering teams to solve problems and identify trends and opportunities
  • Design and implement dashboards and reports that track key business metrics and provide actionable insights.
  • Design, plan, execute and analyze experiments to evaluate the impact of product changes.
  • Mentor others as needed to uplift the team’s capacity, and to democratize data knowledge and data insights within the company.

Requirements: 

  • Minimum 5 years of professional Data Science experience with a strong technological aptitude.
  • Ownership mindset with a focus on fast-paced, impactful work.
  • Proven to effectively collaborate across variety of technical and non-technical functions to drive towards common product goals
  • Proficiency in quantitative analysis geared towards drawing actionable insights from complex datasets
  • Experience with data querying languages and scripting languages (e.g. Python)
  • Previous experience mentoring, such as new-hire buddies, interns, or technical leads.
  • Interest in contributing to the company's growth beyond daily responsibilities.
  • Ability to work 2 days per week from our SF office-- we have a

Benefits and perks: 

  • Competitive salary and benefits with market leading equity
  • Remote friendly culture with flexible work hours and location
  • Full healthcare, 401K and competitive benefits
  • Get to work with a great team and see the impact of your work everyday

How to apply

The easiest way to apply is to email us at careers@atlasfin.com. Please send a short summary about yourself and a link to your linkedin profile. 

Manager, Member Support and Retention

About Atlas

At Atlas, our goal is to accelerate financial empowerment. We’re focused on over 100M Americans who are underserved by the current financial system. By making it easier to access credit and premium card rewards, we believe we can make the system work better for everyone and unleash greater prosperity and productivity. We see a massive opportunity for impact through better products. 

We are a product and technology-obsessed team with past experience at Facebook, Amazon, and Goldman Sachs. We’re growing quickly as a team and business. Join us and help us build a modern credit card product built around digitized income, asset, and liability data.

About the role

As a Manager for Member Support and Retention, you’ll report directly to the Head of Customer Experience and Fraud Operations and play a critical role in shaping how we serve customers through support interactions. You’ll own key metrics, including response time, CSAT, retention, and cross-sell success in support interactions. This role requires a hands-on leader who thrives in the trenches, working arm-in-arm with team members while driving strategic outcomes.

By December 2025 you will lead a team of 10-25 people, including 2 team leads, and be responsible for mentoring, coaching, and empowering them to achieve excellence.

This role requires a strong understanding of support and retention strategies, as well as the ability to translate customer interactions into actionable product feedback and user stories.

Lastly, we are looking for someone who thrives building teams and systems from the ground up. We are looking for someone who has built a support team in the past and understands the complexities of the fintech industry.

Responsibilities:

Own KPIs: response time, CSAT, retention, and cross-sell success from support interactions.

Mentor and lead by example: Develop team leads while staying directly involved in calls, metrics analysis, and frontline operations.

Drive results: Build and execute strategies to improve retention, reduce churn, and enhance customer satisfaction.

Collaborate cross-functionally: Partner with product and engineering teams to provide product feedback and create impactful user stories.

Scale and optimize: Refine workflows, processes, and metrics to ensure the team scales effectively as Atlas grows.

Data-driven leadership: Monitor and analyze performance data to identify trends, opportunities, and areas for improvement.

Qualifications:

• 5+ years of experience in customer success, sales, retention, or support roles, preferably in fintech, banking, or a fast-paced startup.

• Proven ability to manage and mentor team leads and frontline teams of 10+ people.

• Strong experience in support and retention, with the ability to coach teams on driving customer loyalty and success.

• A hands-on leadership style with a willingness to “get into the shit” and lead from the front.

• Excellent communication and collaboration skills, with the ability to partner effectively across teams.

• Experience with CRMs, call center platforms, and leveraging data to drive results.

• A focus on fast-paced, impactful work with an ownership mindset.

Benefits and perks:

• Competitive salary and benefits with market-leading equity.

• Remote-friendly culture with flexible work hours and location + periodic trips to SF if remote.

• Work with a great team and see the impact of your work every day.

How to apply

The easiest way to apply is to email us at careers@atlasfin.com. Please send a short summary about yourself and a link to your LinkedIn profile.

Marketing Manager

About Atlas 

At Atlas, our goal is to accelerate financial empowerment. We’re focussed on over 100M Americans who are underserved by the current financial system. By making it easier to access credit and premium card rewards, we believe we can make the system work better for everyone and unleash greater prosperity and productivity. We see a massive opportunity for impact though better products. We're off to a strong start and have been growing over 100% a month since we launched 10 months ago.

We are a product and technology obsessed team with past experience at Microsoft, Amazon, Facebook, and Thumbtack. We’re growing quickly as a team and business. Join us and help us build a modern credit card product built around digitized income, asset and liability data.

About the role

We are seeking a talented and motivated Creative Content Marketing Manager to join our growing team. As the Manager for email, SMS, and video content creation, you will play a pivotal role in developing and executing our credit card reward program, aimed at incentivizing our users to utilize their Atlas credit card responsibly, make timely repayments, and cultivate positive credit behavior. This role is a remote-friendly position, offering you the flexibility to work from the comfort of your own location.

Responsibilities

  1. Develop Engaging Content: Create compelling and informative email, SMS, and video marketing content to communicate reward program details, benefits, and updates to our user base. The content should be engaging, relevant, and tailored to various audience segments. 
  2. Analyze User Behavior: Conduct regular analyses to evaluate the effectiveness of the program and recommend improvements based on data-driven insights.
  3. Customer Segmentation: Work to segment users based on credit card usage, payment history, and credit-building plans. Tailor reward program offers and communication strategies to target specific user segments effectively.
  4. Collaborate with Design Team: Partner with the design lead to create visually appealing and attention-grabbing graphics, videos, and visual marketing content to support the reward program initiatives.
  5. Measure and Report Success: Establish key performance indicators (KPIs) for the reward program's success and provide regular reports to the management team on program performance, and user engagement

Qualifications

  1. Bachelor's degree in Marketing, Business, Finance, or related field.
  2. Proven experience in content creation for email marketing, SMS campaigns, and video production. 
  3. Experience running email, SMS and video campaigns for a fast growing e-commerce D2C brand and company is a plus. 
  4. Strong analytical skills with the ability to interpret data and draw actionable insights.
  5. Excellent communication skills, both written and verbal, to effectively convey complex concepts to diverse audiences.
  6. Proficiency in data analysis tools, email marketing platforms (customer.io) , and video content creation software.
  7. Knowledge of regulatory requirements related to credit card communications is advantageous.
  8. A passion for financial literacy and a genuine interest in helping individuals improve their credit scores.

Benefits and perks

  1. Competitive salary and benefits with market leading equity
  2. Remote friendly culture with flexible work hours and location
  3. Remote workspace stipend and open paid-time off policy
  4. Virtual team building activities, lunch and learns, and other company events 
  5. Get to work with a great team and see the impact of your work everyday

How to apply

The easiest way to apply is to email us at careers@atlasfin.com. Please send a short summary about yourself and a link to your linkedin profile. 

Marketing Manager (Digital Marketing and Content)

About Atlas 

At Atlas, our goal is to accelerate financial empowerment. We’re focussed on over 100M Americans who are underserved by the current financial system. By making it easier to access credit and premium card rewards, we believe we can make the system work better for everyone and unleash greater prosperity and productivity. We see a massive opportunity for impact though better products. We're off to a strong start and have been growing almost 100% a month since we launched 12 months ago.

We are a product and technology obsessed team with past experience at Facebook, Amazon and Goldman Sachs. We’re growing quickly as a team and business. Join us and help us build a modern credit card product built around digitized income, asset and liability data.

About the role

As a Marketing Manager (Digital Marketing and Content), you’ll partner with marketing and product teams to own the creative pipeline and optimizations for our online marketing. 

Responsibilities: 

  • Build a robust pipeline of content – to ship new creatives everyday
  • Optimize our online marketing campaign funnel– to scale the best creatives
  • Work closely with creators and the team to generate and test ideas in a rigorous and systematic way to ensure predictable and consistent performance  
  • Mentor others as needed to uplift the team’s capacity, and to democratize online marketing knowledge within the company
  • Help drive strategy, insights, efficiency, feedback, and more to improve the results of our online marketing efforts overall

Requirements: 

  • Minimum 2-3 years of professional online marketing experience with a strong technological and entrepreneurial aptitude
  • Strong experience with content creation including design and editing in Photoshop, Final Cut / Premier Pro or similar tools
  • Ownership mindset with a focus on fast-paced, impactful work
  • Proven experience as a Facebook Ads Manager, particularly within the finance sector; agency experience is advantageous
  • Interest in contributing to the company's growth beyond daily responsibilities.

Benefits and perks: 

  • Competitive salary and benefits with market leading equity
  • Remote friendly culture with flexible work hours and location
  • Full healthcare, 401K and competitive benefits
  • Get to work with a great team and see the impact of your work everyday

How to apply

The easiest way to apply is to email careers@atlasfin.com directly. Please send a short summary about yourself and a link to your linkedin profile. 

Senior Operations Associate

About Atlas

At Atlas, our goal is to accelerate financial empowerment. We’re focussed on over 100M Americans who are underserved by the current financial system. By making it easier to access credit and premium card rewards, we believe we can make the system work better for everyone and unleash greater prosperity and productivity. We see a massive opportunity for impact though better products. We're off to a strong start and have been growing almost 10% a month since we launched 3 years ago.

We are a product and technology obsessed team with past experience at Facebook, Amazon and Goldman Sachs. We’re growing quickly as a team and business. Join us and help us build a modern credit card product built around digitized income, asset and liability data.

About the role

We are seeking a proactive and detail-oriented Senior Associate to join our fast-growing team. You'll work directly with our Senior Operations Manager as a strategic partner—diving into data, surfacing optimization opportunities, and driving high-impact projects across lifecycle marketing, user research, and engagement initiatives. This role requires versatility and comfort with ambiguity: you'll context-switch frequently between analytical deep dives, building new processes, and managing ad-hoc strategic requests as we scale.

Full-time employees receive a competitive equity package and benefits. This is a hybrid position based in San Francisco, CA.

What you'll do:

  1. Engagement initiatives: Lead projects that drive user activation, retention, and satisfaction across our product ecosystem
  2. Lifecycle marketing optimization: Analyze campaign performance, identify growth opportunities, and implement improvements to email, push, and SMS programs
  3. User research program management: Design and execute research initiatives to surface actionable user insights that inform product and marketing decisions
  4. Data analysis and reporting: Write SQL queries to track business metrics, cohort behavior, and marketing ROI; translate findings into clear recommendations
  5. Process development: Build and scale operational workflows that support rapid growth and new product launches
  6. Cross-functional collaboration: Partner with Product, Marketing, and Engineering teams to align operations with strategic priorities

What we're looking for:

  1. 2+ years of experience in management consulting, operations, strategic finance, or similar generalist roles at a tech company
  2. Strong analytical foundation – comfortable diving into data, identifying patterns, and translating insights into strategy. 
  3. Strong communication and storytelling ability. You can distill complex data into clear, actionable recommendations
  4. Bias for action and comfortable working in ambiguity. You don't wait for perfect information
  5. Strong proficiency in SQL and Google Sheets / Excel 
  6. Detail-oriented with strong project management skills
  7. Comfortable leveraging AI tools to increase productivity and output quality

What sets you apart: 

  1. Fintech or startup experience: You've worked in high-growth environments
  2. Marketing strategy background: Understanding of lifecycle marketing, funnel optimization, and retention metrics
  3. Technical depth: Experience with Looker and Braze marketing 
  4. Strategic thinking: You naturally ask "why" and "what if”, not just "what happened"
  5. Growth mindset: Strong ownership and energized by variety

What we offer:

  • Competitive salary and benefits with market leading equity
  • 401(k) match
  • Medical, dental & vision insurance
  • Unlimited PTO & work from home flexibility

Senior Software Engineer (Data Science Focus)

About Atlas 

At Atlas, our goal is to accelerate financial empowerment. We’re focussed on over 100M Americans who are underserved by the current financial system. By making it easier to access credit and premium card rewards, we believe we can make the system work better for everyone and unleash greater prosperity and productivity. We see a massive opportunity for impact though better products. We're off to a strong start and have been growing almost 100% a month since we launched 18 months ago.

We are a product and technology obsessed team with past experience at Facebook, Amazon and Goldman Sachs. We’re growing quickly as a team and business. Join us and help us build a modern credit card product built around digitized income, asset and liability data.

About the role

As a Senior Software Engineer (Data Science Focus), you’ll partner with product and engineering in shaping the strategy for Atlas. You will own our underwriting from both an engineering and data perspective for our credit products. 

Responsibilities

  • Design and implement Atlas’ underwriting processes
  • Applying expertise in quantitative analysis, data mining, and the presentation of data to see beyond the numbers and understand how Atlas users interact with our products
  • Partner with Product and Engineering teams to solve problems and identify trends and opportunities
  • Design, plan, execute and analyze experiments to evaluate the impact of product changes.
  • Mentor others as needed to uplift the team’s capacity, and to democratize data knowledge and data insights within the company.

Requirements: 

  • Minimum 5 years of professional Data Science / Software engineering experience with a strong technological aptitude
  • Ownership mindset with a focus on fast-paced, impactful work
  • Proven to effectively collaborate across variety of technical and non-technical functions to drive towards common product goals
  • Proficiency in quantitative analysis geared towards drawing actionable insights from complex datasets
  • Experience with data querying languages and scripting languages (e.g. Python)
  • Previous experience mentoring, such as new-hire buddies, interns, or technical leads.
  • Interest in contributing to the company's growth beyond daily responsibilities.

Benefits and perks: 

  • Competitive salary and benefits with market leading equity
  • Remote friendly culture with flexible work hours and location
  • Full healthcare, 401K and competitive benefits
  • Get to work with a great team and see the impact of your work everyday

How to apply

The easiest way to apply is to email us directly at careers@atlasfin.com. Please send a short summary about yourself and a link to your linkedin profile. 

Senior Software Engineer (Full Stack, Product)

About Atlas 

At Atlas, our goal is to accelerate financial empowerment. We’re focussed on over 100M Americans who are underserved by the current financial system. By making it easier to access credit and premium card rewards, we believe we can make the system work better for everyone and unleash greater prosperity and productivity. We see a massive opportunity for impact though better products. We're off to a strong start and have been growing over 100% a month since we launched 10 months ago.

We are a product and technology obsessed team with past experience at Microsoft, Amazon, Facebook, and Thumbtack. We’re growing quickly as a team and business. Join us and help us build a modern credit card product built around digitized income, asset and liability data.

About the role

As a senior full stack software engineer, you will build delightful products and features across our entire stack. With a modern stack and the best tools, you'll have full ownership of your product area, leading the entire development lifecycle.

Responsibilities: 

  • Design, develop, and own new product functionality and infrastructure using modern frameworks (Flutter), Firebase, and Firestore
  • Collaborate closely with customers, leveraging usage metrics, to understand problems, identify opportunities, and deliver impactful products
  • Lead projects, making a significant impact on our product and infrastructure
  • Set direction for important product and technology areas
  • Contribute to shaping our engineering culture as we grow

Requirements: 

  • Ideally 5 years of professional software engineering experience with a strong technological aptitude
  • Ownership mindset with a focus on fast-paced, impactful work
  • Previous experience mentoring engineers, such as new-hire buddies, interns, or technical leads
  • Full stack experience, covering front end, backend, and analytics
  • Interest in contributing to the company's growth beyond daily responsibilities

Benefits and perks: 

  • Competitive salary and benefits with market leading equity
  • Remote friendly culture with flexible work hours and location
  • Full healthcare, 401K and competitive benefits
  • Get to work with a great team and see the impact of your work everyday

How to apply

The easiest way to apply is to email us directly at careers@atlasfin.com. Please send a short summary about yourself and a link to your linkedin profile. 

Senior Software Engineer (Full Stack, Systems)

About Atlas 

At Atlas, our goal is to accelerate financial empowerment. We’re focussed on over 100M Americans who are underserved by the current financial system. By making it easier to access credit and premium card rewards, we believe we can make the system work better for everyone and unleash greater prosperity and productivity. We see a massive opportunity for impact though better products. We're off to a strong start and have been growing almost 100% a month since we launched 12 months ago.

We are a product and technology obsessed team with past experience at Facebook, Amazon and Goldman Sachs. We’re growing quickly as a team and business. Join us and help us build a modern credit card product built around digitized income, asset and liability data.

About the role

As a senior full stack software engineer, you will build delightful products and features across our entire stack. With a modern stack and the best tools, you'll have full ownership of your product area, leading the entire development lifecycle.

Responsibilities: 

  • Own and strengthen our fraud and underwriting systems
  • Build new features and product improvements end to end
  • Work closely with risk ops and support to keep improving the customer experience
  • Set direction for important product and technology areas
  • Contribute to shaping our engineering culture as we grow

Requirements: 

  • Ideally 5 years of professional software engineering experience with a strong technological aptitude
  • Ownership mindset with a focus on fast-paced, impactful work
  • Previous experience mentoring engineers, such as new-hire buddies, interns, or technical leads
  • Full stack experience, covering front end, backend, and data/analytics
  • Interest in contributing to the company's growth beyond daily responsibilities

Benefits and perks: 

  • Competitive salary and benefits with market leading equity
  • Remote friendly culture with flexible work hours and location
  • Full healthcare, 401K and competitive benefits
  • Get to work with a great team and see the impact of your work everyday

How to apply

The easiest way to apply is to email us directly at careers@atlasfin.com. Please send a short summary about yourself and a link to your linkedin profile. 

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