Atlas is a financial technology company, not a bank. The Atlas Card is issued by Patriot Bank N.A. and pursuant to a license from MasterCard® International Incorporated. Exto Inc. (doing business as Atlas) serves as lender of record. Exto Inc. is a Delaware corporation with its principal place of business located at 300 Coventry Road, Kensington, CA 94707.

Nationwide Multistate Licensing System (“NMLS”) Identification: Exto Inc. NMLS ID # 2526784