Licenses
Atlas is a financial technology company, not a bank. The Atlas Card is issued by Patriot Bank N.A. and Academy Bank N.A. pursuant to a license from MasterCard® International Incorporated. Exto Inc. (doing business as Atlas) serves as lender of record on the Patriot issued card and servicer in the Academy Bank issued card.
Exto Inc. is a Delaware corporation with it's principal place of business in California. Nationwide Multistate Licensing System (“NMLS”) Identification: Exto Inc. NMLS ID # 2526784.
- Arizona: Consumer Lender License No. CL-1050256
- California: DFPI Debt Collection License Number: 11627-99
- Iowa: Iowa Creditor/Assignee Notification
- Kansas: Uniform Consumer Credit Code Notification No. NOT.0027275
- Louisiana: NMLS ID # 2526784
- Maine: Maine General Creditor License No. OCR16132
- Maryland: NMLS ID # 2526784
- Michigan: Credit Card Act, License Number: CC 0026369
- Missouri: Missouri Small Loan License No. 367-24-9558
- New Mexico: New Mexico Small Loan Company License No. 2432, Small Loan Consumer Brochure, Loan Rates and Fees
- Ohio: Ohio Consumer Installment Loan Act License No. CI.400328.000
- Oklahoma: Oklahoma Consumer Credit Code Notification, License No. 89274
- South Carolina: South Carolina Consumer Credit Grantor Notification No. CGC-170430
- Utah: Consumer Credit Notification
- West Virginia: Business Registration Certificate: 2451-7532, Notification of Consumer Credit Sales or Loan
- Wisconsin: Wisconsin Consumer Act, Index Number: 53650
